Your Trusted Partner for
NRI Property Investments in Mumbai
Since 1995, Mumbai Property Exchange has helped NRIs across 30+ countries buy, sell, and manage property in Mumbai — with complete transparency, RERA compliance, and end-to-end support.
💬 Talk to Our NRI Desk🏠 How We Help NRIs
End-to-end property services tailored for Non-Resident Indians
Buy Property
Access more than 24,000 MahaRERA project records. We handle site visits, negotiations, and legal documentation on your behalf.
Sell Property
Fair valuations, capital gains tax planning, and buyer vetting. We manage the entire sale remotely for you.
Invest Smart
Curated NRI-friendly investments with strong rental yields (3-5%) and capital appreciation in prime Mumbai locations.
Manage Property
Tenant management, rent collection, maintenance oversight, and regular property inspections — all handled remotely.
📊 Capital Gains Tax & Repatriation
Key tax rules every NRI property seller must know (Budget 2026 updated)
⚖️ Capital Gains Tax Rates
- LTCG Hold > 2 years → 12.5% flat (no indexation) since Budget 2024
- STCG Hold < 2 years → Slab rate (up to 30% + surcharge)
- TDS Buyer deducts 12.5% TDS (LTCG) or 30% TDS (STCG) before paying NRI seller
- 📋 Section 54: Reinvest capital gain in a new residential property within 2 years to save tax
- 📋 Section 54EC: Invest up to ₹50 lakh in NHAI/REC bonds (5-year lock-in)
💸 Repatriation Process
- 🏦 Sale proceeds credited to NRO account
- 📄 CA Certificate (Form 15CB) + Online filing (Form 15CA)
- 💵 Max $1 million per financial year repatriation via NRO account (after tax)
- 🔄 NRE account proceeds are freely repatriable (if property was bought from NRE funds)
- 📝 Documents: Tax return acknowledgments, CA certificate, Form 15CA/15CB, bank debit authority
- ⚠️ TDS certificate (Form 16A) from buyer is mandatory
💱 Currency Converter
Check live exchange rates — plan your Mumbai property investment in your currency
Live mid-market rates, updated daily — indicative only; your bank or remittance rate may differ. Full XE converter ↗
📋 NRI Documentation Checklist
Everything you need when buying or selling property in India as an NRI
🪪 Identity & Residency
- Valid Indian Passport / OCI / PIO Card
- PAN Card (mandatory for property transactions)
- Aadhaar Card (if available)
- Proof of NRI status (visa, residency permit)
🏦 Banking & Finance
- NRE / NRO Bank Account (inward remittance)
- FEMA compliance declaration
- Home loan sanction letter (if applicable)
- Form 15CA & 15CB (for repatriation)
📝 Legal Documents
- Power of Attorney (PoA) — notarized in India or at Indian consulate
- Sale agreement / allotment letter
- Builder-buyer agreement
- No-Objection Certificate (society / housing board)
🔒 Tax & Compliance
- TDS certificate (Form 16A) from buyer
- Capital gains computation statement
- Indian Income Tax Return filing
- CA certificate for repatriation
🌟 NRI-Friendly Investment Picks
Curated projects with strong fundamentals, RERA registration, and NRI-ready documentation
Aplite Zahra
Tribeca Trilive
Lodha World One
Rishabraj Astral
Codename Coral
The Palace A Wing
Meet Our Founder
With over 30 years of experience in Mumbai real estate, Sandeep Sadh brings residential, commercial and NRI advisory experience. His published and quoted commentary is independently available in The Economic Times, alongside his market knowledge and builder relationships to every NRI transaction.
Through The Real Connect — our flagship industry event series — we have built enduring relationships with every major developer in Mumbai, ensuring our clients get the best prices and priority allocations.
Ready to Invest in Mumbai?
Our NRI desk is available across time zones. Schedule a free consultation today.
🔗 More NRI Resources
NRI Buying Guide
Step-by-step process with Budget 2026 updates
Capital Gains Calculator
Calculate LTCG/STCG tax on your property sale
Stamp Duty Guide
Current rates for Mumbai & MMRDA region
RERA Help Center
Know your rights as a buyer — 324 Q&As
TDS on Rent Guide
NRI vs resident landlord — rates, TAN & forms
