β¦ Upgrade Planner
Sell & Buy Calculator
Planning to sell your current property and buy a new one? See exactly how much you'll net, what you need to bridge, and your best strategy.
π΄ Property You're Selling
Current Market ValueβΉ1.50 Cr
Outstanding LoanβΉ0
Original Purchase PriceβΉ80 L
Years Held8
yrs
Brokerage1%
π’ Property You're Buying
New Property ValueβΉ2.50 Cr
Parking CostβΉ5
L
Interior BudgetβΉ10 L
Loan Interest Rate8.5%
Loan Tenure20
yrs
Calculating...
π° Net Sale Proceeds
β
After loan, brokerage, and capital gains tax
Sale Valueβ
β Outstanding Loanβ
β Brokerageβ
β Capital Gains Taxβ
π Total Buy Cost
β
All-inclusive with hidden costs
Agreement Valueβ
+ Stamp Duty (6%)β
+ Registration (1%)β
+ GSTβ
+ Parkingβ
+ Interiorsβ
π Gap Funding Needed
β
Amount you need as a new loan or savings
π New EMI (on gap)
β
β
π΄ Sell First, Then Buy
- No bridge loan needed
- Need temporary rental (2β4 months)
- Stronger negotiating position as cash buyer
- Risk: property prices may rise while you search
π’ Buy First, Then Sell
- No rental hassle or double moving
- Need bridge loan or savings for overlap
- Risk: your property may take longer to sell
- Higher financial exposure during overlap
Need a Smooth Sell & Buy?
We help coordinate both transactions so you don't get stuck between two properties.
