✦ Upgrade Planner

Sell & Buy Calculator

Planning to sell your current property and buy a new one? See exactly how much you'll net, what you need to bridge, and your best strategy.

🔴 Property You're Selling

Current Market Value₹1.50 Cr

Outstanding Loan₹0

Original Purchase Price₹80 L

Years Held8 yrs

Brokerage1%

🟢 Property You're Buying

New Property Value₹2.50 Cr

Under construction (5% GST applies)

Parking Cost₹5 L

Interior Budget₹10 L

Loan Interest Rate8.5%

Loan Tenure20 yrs

Calculating...

💰 Net Sale Proceeds

—

After loan, brokerage, and capital gains tax

Sale Value—

− Outstanding Loan—

− Brokerage—

− Capital Gains Tax—

🏠 Total Buy Cost

—

All-inclusive with hidden costs

Agreement Value—

+ Stamp Duty (6%)—

+ Registration (1%)—

+ GST—

+ Parking—

+ Interiors—

🔗 Gap Funding Needed

—

Amount you need as a new loan or savings

📅 New EMI (on gap)

—

🔴 Sell First, Then Buy

No bridge loan needed
Need temporary rental (2–4 months)
Stronger negotiating position as cash buyer
Risk: property prices may rise while you search

🟢 Buy First, Then Sell

No rental hassle or double moving
Need bridge loan or savings for overlap
Risk: your property may take longer to sell
Higher financial exposure during overlap

Need a Smooth Sell & Buy?

We help coordinate both transactions so you don't get stuck between two properties.

💬 Talk to Advisor 📊 Budget Planner

💬 Ask on WhatsApp📞 Call us