✦ Decision Engine
Rent vs Buy Decision Engine
Don't guess. Know exactly when buying makes more financial sense than renting — with break-even analysis and wealth impact projections.
Your Situation
Current Monthly Rent₹50,000
Annual Rent Increase8%
Property Value (to Buy)₹1.50 Cr
Down Payment20%
Loan Interest Rate8.5%
Planned Stay Duration10 years
Property Appreciation5%/yr
Buy Now ✅
Calculating...
Break-Even Point
—
The year when buying becomes cheaper than renting
Cost Comparison Over 10 Years
Renting
Buying
Total Rent Paid—
Opportunity Cost (DP invested)—
Total EMI Paid—
Equity Gain (Appreciation)—
Wealth Impact
—
—
Monthly EMI (if you buy)
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