✦ Decision engine
Rent vs buy decision engine
Don't guess. Know exactly when buying makes more financial sense than renting — with break-even analysis and wealth impact projections.
Your situation
Current monthly rent₹50,000
Annual rent increase8%
Property value (to buy)₹1.50 Cr
Down payment20%
Loan interest rate8.5%
Planned stay duration10 years
Property appreciation5%/yr
Buy now ✅
Calculating...
Break-even point
—
The year when buying becomes cheaper than renting
Cost comparison over 10 years
Renting
Buying
Total rent paid—
Opportunity Cost (DP invested)—
Total EMI paid—
Equity gain (appreciation)—
Wealth impact
—
—
Monthly EMI (if you buy)
—
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