Home Loan Guide — Mumbai Buyers
Financing your Mumbai property.
Current Rates
8.25-9.5% p.a. SBI (8.25%), HDFC (8.35%), ICICI (8.40%).
Eligibility
Up to 80% LTV under ₹75L, 75% above. EMI ≤ 50% of income.
Documents
KYC, salary slips, bank statements, Form 16, property docs.
Tax Benefits
S.24(b): ₹2L interest deduction. S.80C: ₹1.5L principal.